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Kerch's posts & Organizing Kerch on 21 May 2007

Shopping, budgeting and staying in control

Over the last couple of weeks, I’ve decided that getting my financial situation in line is just about my most important goal… behind tending to my family and keeping my own talents stoked, of course. I’ve even noticed my youngest son asking more questions about saving money and preparing for his future. I’ve been watching as friends and clients try to get a handle on some kind of budget for themselves and for their businesses.

Sunday I noticed an article in the Baltimore Sun called “Getting dressed for less,” by Gregory Karp about budgeting and saving money. He was talking about a plan for saving money on buying clothes for adults.

The bottom lines are these:

  • At this minute, you probably have enough clothes. Most of us do.
  • Consider what you have and plan what you need. Don’t just pick what looks “pretty.”
  • If you need something, shop second hand places way before department or specialty shops. That is thrift stores and yard sales and then consignment shops before going to retail closeout places — like TJ Maxx — AND THEN department stores, etc.

Then I noticed this morning over at 9:01 am that for the first time, apparel sales beat computer sales online. So people are buying more clothes on line than they are buying computers on line.

Geeks have always bought computer stuff on line. But RAM is RAM. It either fits or it doesn’t. But moms are catching on. Stuff comes in a box and you at least imagine you’ll send it back if you don’t like it.

And so now, if it’s so easy to do, how to you maintain some level of control over shopping for stuff you don’t really need and can’t even see or feel?

What happens when the box comes and you’re embarrassed to have spent the money. You can’t bear to open the box so it gets shoved under the bed…

I’m not saying *I* do this.. but what happens to the people who do?

It just seems to easy to get out of control.

kerch mcconlogue

Kerch's posts & Organizing Kerch on 25 Feb 2007

Changing Buying Habits

Leslie's posts & Organizing Leslie on 24 Feb 2007

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